Choosing to sign up for a vehicle service contract (also referred to here as extended car warranties), is an easy decision for a lot of people. Coverage for unexpected car repair bills can be of huge help, especially during hard times.
On the other hand, with so much confusion surrounding these types of coverage, it’s understandable for some drivers to question their worth – especially when so many companies charge $100+/mo.
Before starting your search for the best extended car warranty, you have to be sure that it’s something that’ll truly be beneficial for you. Read on to know what makes it worth it before you decide to get one.
First off… take your time
Sadly a lot of extended car warranties are sold in high-pressure situations using very aggressive selling tactics. When purchasing coverage a salesperson might tell you that there’s only a certain time frame to make a decision or that your car loan is dependent on you buying an extended warranty. These are lies. You don’t have to buy an extended car warranty as soon as you buy the car. Don’t be pressured into buying one too early. You can sign up for a vehicle service contract at any time.
What does an extended warranty do?
This coverage basically takes what was offered under the car’s manufacturer’s warranty and extends it for a longer period of time. Manufacturer’s warranties usually only last for the first three years or 36,000 miles.
There are two basic types of extended car warranty coverage:
- Bumper-to-bumper: a type of comprehensive coverage that pays for repairs or replacements of all parts and systems on the car, excluding wear items.
- Powertrain: a type of coverage that pays for repairs or replacements of only the car’s engine, transmission, driveshaft, differentials and axles.
The option to add extra coverage for other parts of the car is also available. An extended car warranty gives you more control than a basic manufacturer’s warranty because you can choose to get coverage for components you really want and need to protect.
Buying an extended car warranty is a personal choice
Car insurance is mandatory while a vehicle service contract isn’t. There are three good questions to ask yourself before you make the decision to invest in one.
- Do you have money readily available to pay for a sudden car repair?
- Are you willing to drive your car without getting necessary repairs?
- For big repairs, will you get different estimates from several mechanics to negotiate the cheapest price?
If you answered Yes to all of the questions above, you may not find a vehicle service contract so useful. Most people will answer No to at least one.
It’s important to keep this info in mind when you make your decision:
- Today the average trip to the repair shop will cost you around $500 to $600 dollars.
- Driving without necessary repairs can lead to bigger mechanical problems or accidents.
- Experts recommend getting at least three estimates before getting your car fixed, which is very time and energy consuming.
A vehicle service contract is worth it if you want to avoid the inconvenience of seeking an honest mechanic and paying for repairs out of pocket. If you choose to get a vehicle service contract, you want one that offers the lowest price, the best coverage and an all around convenient experience.
What is Vehicle Repair Protection?
If you’ve decided a vehicle service contract is right for you, one option to try out is Vehicle Repair Protection. It’s the best coverage for a month-to-month subscription at the lowest price available. There are no long-term contracts, you can cancel anytime and there’s a 90-day money back guarantee.
Uproar.car has created vehicle breakdown coverage that is simple, trustworthy and affordable. Transforming the extended car warranty marketplace through technology and transparency, Uproar.car offers a full suite of worry-free, no haggle car care plans through low-cost, 100% online, monthly subscriptions that drivers can sign up for in less than five minutes. Get an instant quote today!