A car manufacturer warranty works as a guarantee that your car doesn’t have any defects. If it does, the manufacturer will cover the repairs.
After your car warranty expires, you can buy coverage on your own through a vehicle service contract (also known as an extended car warranty). In some cases, third-party coverage can be even better.
Here’s some important things to know about OEM car warranties and how to find out if your car is still covered.
New car factory warranty
When you buy a new vehicle, it’ll almost always include a factory warranty. This is often referred to as an OEM (Original Equipment Manufacturer) car warranty.
The vast majority of car brands include a bumper-to-bumper warranty and a powertrain warranty for your car. The former last for less time/mileage and the latter for a bit longer.
Bumper-to-bumper warranties cover just about everything on your car. This is why it’s called “comprehensive coverage.”
Meanwhile, powertrain warranties cover just your car’s powertrain. The powertrain includes three key systems: engine, transmission and drivetrain.
How long do car factory warranties last?
Every car manufacturer will set different periods of time and distance in miles during which the OEM car warranty is valid.
Here’s a chart of the top five car brands in the U.S. and how long their factory warranties generally last:
|Car make||Bumper-to-bumper coverage||Powertrain coverage|
|Toyota||3 years/36,000 miles||5 years/60,000 miles|
|Honda||3 years/36,000 miles||5 years/60,000 miles|
|Chevrolet||3 years/36,000 miles||5 years/60,000 miles|
|Ford||3 years/36,000 miles||5 years/60,000 miles|
|Mercedes Benz||4 years/50,000 miles||4 years/50,000 miles|
Note: The years and mileage are stated using the term “whichever comes first.” This means that if in three years, you’ve only driven a few miles, the OEM warranty will still expire. It’s the same way if you’ve driven 36,000 in your very first year of ownership. Your OEM warranty can end within that first year.
How do you know if your car is still under the car manufacturer warranty?
To check if your car is still under warranty, you have a few options.
- If you’ve been the only owner of the car since you first purchased it, you can just simply count the time that has passed and check your mileage.
- If you’re not the only owner of the car, you will need to locate your vehicle identification number (VIN). You may be able to access your car manufacturer’s website and check your car warranty information using the VIN number.
- You can also contact the dealership where you purchased the car. They can look up your car warranty information through their database.
What to do once your car manufacturer’s warranty ends?
Having coverage that protects you against an expensive car repair is a great benefit. When the OEM warranty on your car ends, you can get coverage on your own so you don’t have to pay expensive repair bills. A plan like Vehicle Repair Protection offers more coverage than a basic manufacturer warranty at just a low-monthly subscription you can cancel anytime. You don’t have to go to any specific repair shop either.
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